Introducing Grid — a suite of APIs to build a fintech 10x faster on stablecoin rails.

The most innovative fintechs today aren’t built on banks. They’re built on open finance: APIs that abstract the complexity and fragmentation of traditional banking. Rather than integrating a patchwork of banks, vendors, and middleware, developers get bundled financial services and data delivered through APIs.

Grid brings that model to stablecoins. Built on Solana's high-performance ledger, it offers simple REST APIs to deploy and manage global USD accounts, send and receive borderless payments, access yield, trade tokenized assets, issue virtual cards, and query data — all without blockchain complexity or sponsor-bank dependencies.

Designed for teams fluent in modern fintech workflows, Grid delivers a familiar developer experience paired with the speed, global reach, and programmability of stablecoins.

The modern money Grid is here. It’s time to build.

Supercharging Payment Workflows

Grid brings familiar payment workflows to faster, programmable rails:

• Payments

• Transfers

• Settlements

• Debit Mandates

• Standing Orders

• Account Information Requests

• Card Authorizations

The Modern Money Grid

Grid’s payment workflows are powered by five API modules that are individually accessible for creating novel financial products. Together, they comprise what we call the modern money grid. 

• Core: Instantly deploy and manage global stablecoin accounts. Define how money moves with programmable payments and a powerful policy engine — including direct debits, payment controls, admin permissions, account recovery, and more.

• Yield: Integrate traditional finance and DeFi yield sources to drive user retention and monetization.

• Trading: Enable access to thousands of tokens, tokenized securities, and commodities through a single interface.

• Cards: Launch global card programs powered by stablecoins.

• Data: Unlock account and transaction-level insights with automated P&L, compliance, real-time analytics, and dashboards tailored to your business needs.

All functionality is made available through developer-friendly REST APIs.

Why Build On Grid

• Built For Fintech: The fintech engineer talent pool is 100x larger than that of blockchain engineers. Accelerate with APIs designed around familiar fintech standards, language, and workflows.

• Launch Faster: Deploy global, self-custodial stablecoin accounts in seconds, no FBO required.

• Global By Default: Enable global USD accounts, borderless payments in 100+ countries, and seamless onboarding for users in any market.

• A Secure Foundation: Powered by a decentralized ledger with 1,000+ distributed servers and audited programs securing billions in value and transaction volume.

Grid is the result of our 3.5+ years building fintech applications on stablecoin-native rails. We’ve packaged that experience — the programmable infrastructure, modular services, and design — into APIs optimized for fintech founders.

A Note For Founders

“People standing on exponential curves look back at the slope to project the curve forward and they turn around and are hit in the f*cking face because the curve went straight up”  - Chris Sacca

Finance is at an inflection point.

The next wave of fintechs will be built natively on stablecoin rails with borderless payments, global accounts, and seamless access to internet capital markets. They’ll move at record speed, with disgustingly small head counts. Production costs — design, copy, and code — are plummeting thanks to AI, and for the first time, financial markets are accessible to every founder.

The modern money Grid is here. It’s time to build.

Follow us on 𝕏 and contact sales if you’re interested in getting started on Grid.